Rewards programs are everywhere, but not all of them save you money. We’ve researched and ranked the best and worst ones out there. Let’s dive in and see if you agree with our picks!
KEY TAKEAWAYS
In our opinion, these are some of the worst and best rewards programs out there :
Worst Rewards Programs
- Chipotle : You earn 10 points per dollar spent, but it takes 425 points ($42.50) to get chips and salsa worth about $2.15.
- Subway : Spend $2 to earn 4 tokens. Collect 200 tokens for a $2 reward—not the greatest deal.
- Old Navy/Banana Republic/Gap : These 3 retailers offer 1 point per dollar spent. After 100 points ($100), you get just $1. Not exactly thrilling
Best Rewards Programs
- Papa Johns Pizza : Earn 1 point per dollar spent, and get $10 in “Papa Dough” after 75 points.
- Southwest Airlines : Earn extra points with every cash or card flight payment, redeemable for gift cards, merch, rentals, and more. Plus, if your flight price drops, rebook and still earn points!
- Starbucks : Earn 1 star per dollar spent. Collect 150 stars for a fancy drink or 50 stars for a regular coffee with add-ons.
